Thursday, 16 July 2015

Canada does not pay for hospital or medical services for visitors.



Cost Sample-Two days hospitalization for severe food poisoning
Do you have a friend or a family member coming to visit you in Canada?
Cost Sample-Two days hospitalization for severe food poisoning
If "YES", you may want to look for Travel Insurance for them.  "Canada does not pay for hospital or medical services for visitors"(1).
Many Canadians are unaware of real medical costs in Canada as publicly funded healthcare system covers essential care for individuals who are enroll in.
The following chart is an example of medical cost(2).
Yes, it is expensive.  If you're a visitor to Canada, total cost will be $8,769(Canada Average).  Even if you're enrolled in Provincial Health Care, you still are responsible for some costs. 
 The choice is yours.  We hope you make a good decision to protect your financial security. 
 Need more information? Contact info@biis.ca
See for visitors plan details: http://www.biis.ca/visitors-to-canada-insurance/


(1) Government of Canada
 http://www.cic.gc.ca/english/helpcentre/answer.asp?q=424&t=16 
(2) By courtesy of our partner RSA Travel Insurance. Based on the past industry research.
http://www.rsatravelpartners.com/article/2015-06-16/infographic-claims-profile-visitors-canada-edition



Saturday, 11 July 2015

Parenting On Holiday, A Few - A Very Few - Handy Tips

Les frites, c’est chic

Despite the abundance of delicious, fresh Mediterranean food, your kids will only have eyes for one local delicacy: chips.

It’ll be a blue Monday. And Tuesday. And Wednesday …

Every day of the holiday you will get an impassioned request for a blue Slush puppy that does not conform to British Safety standards.

Drinking is acceptable when in the confines of a self-catering campsite

Parents everywhere, rejoice. On holiday, nobody bats an eyelid when you have a beer at 9am. And there’s a Kids' Club – yes!

Always feed your child before you get on the plane, even if the food is free

Your child is more likely to recite Homer’s Iliad backwards than eat microwaved chicken chasseur from a plastic tray.

Kids hate foreign food – unless it’s got 1kg of sugar in it

Despite turning down everything because it "tastes funny", they’ll develop a deep and abiding love for inedible Euro biscuits with teddy bear faces on them.
cofee
Gif: George of the Jungle / Giphy

When in Rome, don't do as the Romans do

No matter how tempted you are to be more sophisticated and European, for God’s sake don’t let the kids drink espresso. 

And don’t let them try wine, either

Not only because it's illegal, but also because NOBODY TOUCHES MUMMY’S JUICE. 
kids
Gif: Giphy

I scream, you scream, we all scream for ice-cream

And that scream will be heard on the every hour, on the hour, usually accompanied by whining, crying and flailing in the pool.

Forget your holiday fantasies and surrender to an overpriced aquapark

You might love the idea of eating fresh anchovies at a charming fishing village in the Languedoc. But instead, you’ll find yourself eating a soggy hot dog at the bottom of a water slide. Accept this.

Saturday, 4 July 2015

Why you should Take The Train Instead, Part Two....



Why you should Take The Train, continued....

10. The food is no good
And that's scientifically proven. At high altitudes our taste buds simply don’t work properly. The low humidity dries out our nasal passages, and the air pressure desensitises our taste buds, which is why airlines often opt for salty stews or spicy curries. 
11. Sometimes it's really bad
12. The other passengers will drive you mad
In so many ways. They will listen to music instead of the in-flight safety annoucement. They will forget to fasten their seat belt before take-off, forcing the flight attendant to remind them. They will strike up a conversation when it's quite obvious you would rather read your Flashman novel. They will turn their phone on the moment the plane lands, to see how many 'likes' their latest innane Facebook post has received, then insist of retrieving their bags and standing in the aisle for 10 minutes, waiting for the plane door to open, instead of remaining seated. 
13. You could be sat next to this 
14. Or this 
15. Seats are getting smaller
As our Travel Truths series pointed out last year, airlines are increasingly keen to cram in as many fliers as possible. For example, the normal seating arrangement on a Boeing 777 was once nine seats per row. In 2010, just 15 per cent of the 74 Boeing aircraft delivered to airlines could seat 10 abreast. Last year, that leapt to 69 per cent. 
16. So are toilets
Last year B/E Aerospace, a Florida-based manufacturer of aircraft cabin products, revealed designs for new, smaller bathrooms on Boeing’s 737s - meaning airlines can squeeze in a handful of extra seats. Delta and Qantas are among the first airlines to show interest in the designs. 
17. It's bad for the environment
Perhaps this should be higher up the list. According to one 2010 study, published in the Environmental Science and Technology journal, air travel accounts for more global warming than all the cars on the world's roads. 
18. It's not a train
Train travel is infinitely more relaxing than flying (rush hour commutes excluded). No-one ever fell in love on a plane. Brief Encounter wouldn't have worked if it was set inside the economy class cabin of an easyJet flight to Malia.
19. The airline charges will leave you out of pocket
Several airlines charge for carry-on luggage, budget airlines charge up to £45 for a single item of hold luggage, or £20 per kilo for excess baggage. Then there's boarding card reissue fees, name change fees, fuel surcharges, credit card fees, infant fees... 
20. You'll get dumped miles from your final destination
Imagine the shock for visitors to Germany who book a flight to "Munich West Airport", only to find themselves deposited 67 miles from the bright lights of the Bavarian capital. And it is by no means the only offender - "Oslo-Torp Airport" is 75 miles from Oslo, "Stockholm Skavsta Airport" is 66 miles from Stockholm, and Barcelona Girona is 65 miles from Barcelona. 
Travelling By Train...check our Travel Insurance Rates HERE

Sunday, 28 June 2015

Why You Shouldn't Fly....Take The Train Instead....Part One



Why you should Take The Train....Not The Plane...

1. The pilot could terrify you
The following statements were all heard by Telegraph readers on board flights: 
"Ladies and gentlemen, this is your captain speaking. We have a small problem. All four engines have stopped. We are doing our damnedest to get them going again. I trust you are not in too much distress." 
"There is rather more snow on the runway than we'd been led to believe." 
"Ladies and gentlemen the storm is very bad. I will do my best to land the plane." 
"As soon as we take off, I am going to ask cabin crew to serve any drinks and snacks within 30 minutes. After that, I want all passengers and cabin crew to be belted up and no-one is to walk around for any reason. There is a big storm ahead. Please be prepared." 
"Ladies and gentlemen we shall be making an unscheduled landing and steep approach to Tampere airport, the plane is on fire. Thank you". 
2. The other passengers might clap when the plane lands 
Surely the most irritating habit of air passengers. Unless both the pilot and co-pilot are taken ill and a passenger lands the plane, this is unacceptable. 
3. Or take their shoes and socks off during a flight 
Shoe removal is (just about) permissable, but no-one should go barefoot on a plane and subject other passengers to the sight of their yellowing toenails. Yet it happens. 
4. You'll be stung getting to the airport 
With single fares from Paddington priced at £21 in economy class, the Heathrow Express is, pound-for-pound, Britain's most expensive rail journey, clocking in at around £1.40 per mile. A return journey costs £34 - slightly cheaper, but still more than £1 for each of the 15 miles travelled. 
The Gatwick Express from London Victoria is just as costly, particularly given that First Capital Connect and Southern services from London Bridge actually get to the airport in less time - and cost half as much. 
And special mention must go to the so-called "Stansted Express". The service - from London Liverpool Street - is the ONLY TRAIN that goes to Stansted. To call something "express" would suggest that there is an alternative, slower, service. This isn't the Stansted Express, it's just "the train to Stansted". 
5. Even if you drive
- Parking: a couple of years ago, it was discovered that parking a plane at many of Britain's airports is cheaper than parking a car. The most expensive was found to be Heathrow - with charges of up to £51.80 for 24 hours. 
- 'Kiss and drop' charges: even if you're able to persuade a loved one to ferry you to and from the airport, it could cost you. Just six of Britain’s 24 airports allow drivers to drop off and pick up passengers directlyin front of the main terminal building free of charge. 
6. The airports will fleece you
The Ikea-style entrance to Gatwick, where you're forced to meander your way through a maze of duty-free shops, sums up the airport experience. You may as well ask a stranger to spend two hours frisking you for cash. There are airports that charge passengers for the plastic bags we must use to take liquids through security (step forward Luton), and others, such as Blackpool, Norwich and Newquay, that charge a "development fee" - because the money they already get from airlines and retail firms just isn't enough. 
Furthermore, bottled water costs a fortune and currency exchange rates are a joke. 
7. Then there's the airport security experience 
Long queues ought to end in something fun, like a fairground ride, or an ice cream. Not the removal of your belt and a pat down from a burly man. 
8. Especially in America 
Just be grateful that those "full body scanners" have been phased out. Earlier this year, a former US airport security worker confirmed the suspicions of many fliers by admitting that staff would often laugh and gawk at the images of naked passengers. “The [full-body scanners] were good at detecting just about everything besides cleverly hidden explosives and guns,” he said. “Many of the images we gawked at were of overweight people, their every fold and dimple on full awful display. Piercings of every kind were visible. Women who’d had mastectomies were easy to discern — their chests showed up on our screens as dull, pixellated regions. 
“Hernias appeared as bulging, blistery growths in the crotch area. Passengers were often caught off-guard by the X-Ray scan and so materialized on-screen in ridiculous, blurred poses—mouths agape, à la Edvard Munch. One of us in the I.O. room would occasionally identify a passenger as female, only to have the officers out on the checkpoint floor radio back that it was actually a man. All the old, crass stereotypes about race and genitalia size thrived on our secure government radio channels.” 

Sunday, 21 June 2015

Top Ten Airlines




The prestigious Skytrax World Airline Awards has hailed the best in the industry - but not one European carrier makes the top 10

In this modern era when air travel is as regular a part of our existence as coffee franchises and social media, an airline’s reputation with its customers is a crucial part of its success. 
But if travellers are looking to fly in style and comfort, they need to head in the direction of the Far or Middle East, according to the latest ranking of the planet’s top 100 carriers. 
The results of the annual Skytrax World Airline Awards - voted for by passengers - have been announced at the prestigious Paris Air Show. However, they make uncomfortable reading for airlines in Europe. 
The top 10 was a near-clean sweep for Asian carriers, with Qantas, at number ten, the only airline from outside the globe’s biggest continent to appear in the list’s elite section. 
Qatar Airways took the crown, seeing off close competition from Singapore Airlines (in second) and Cathay Pacific, last year’s champions (in third). In this modern era when air travel is as regular a part of our existence as coffee franchises and social media, an airline’s reputation with its customers is a crucial part of its success. 
But if travellers are looking to fly in style and comfort, they need to head in the direction of the Far or Middle East, according to the latest ranking of the planet’s top 100 carriers. 
The results of the annual Skytrax World Airline Awards - voted for by passengers - have been announced at the prestigious Paris Air Show. However, they make uncomfortable reading for airlines in Europe. 
The top 10 was a near-clean sweep for Asian carriers, with Qantas, at number ten, the only airline from outside the globe’s biggest continent to appear in the list’s elite section. 
Qatar Airways took the crown, seeing off close competition from Singapore Airlines (in second) and Cathay Pacific, last year’s champions (in third). 
Turkish Airlines, Emirates, Etihad, Japan’s All Nippon Airways, Garuda Indonesia and Taiwan’s Eva Air also appear in the top 10 – but you have to scan down the list to 12th place before you find a European carrier, with Lufthansa ranked as the continent’s best. 
Even then, Germany’s flagship airline has slipped in performance – it was voted into 10th position in the 2014 poll. 
The results are compiled using what is deemed to be the world’s largest passenger satisfaction survey, with regular travellers voting for their favourite carriers based on factors such as the quality of food, the roominess of seats and the friendliness of staff. 
The awards have been running since 1999. 
However, while the top 10 gives a sunny picture of the airline industry in Asia, it does not offer many shocks. Eight of 2015’s top ten were in the same bracket last year, with only South Korea’s Asiana Airlines joining Lufthansa in dropping out of the upper tier. 
British Airways roughly maintained its position, dropping three slots from 17th to 20th. 
The big winner in Europe’s skies was Air France, which climbed 10 places from 25th to 15th. Virgin America was even more improved, leaping from 46th in 2014 to 26th in 2015. 
Malaysia Airlines provided a mild surprise. Despite enduring a turbulent 2014 which witnessed the dramatic loss of two aircraft, its ranking suffered only a minor decline, dropping from 18th in 2014 to 24th in the latest figures. 
Qatar Airways’ triumph is less unexpected. The Middle Eastern airline was also poll champion in 2011 and 2012, and was delighted to regain its title after three years. 
“It’s a very clear accolade on behalf of the staff. They are the real recipients,” its CEO Akbar Al Baker said in reaction to the news of his company’s victory. 
Thomson Airways was another winner at the event, climbing from 68th to 59th in the overall poll, and being named “World’s Best Leisure Airline” for the fifth year in six. 
“We are extremely proud to have won the [title of] World’s Best Leisure Airline again,” said John Murphy, the carrier’s Managing Director. 
“We remain committed to ensuring customers can fly from the airport closest to their doorstep to a great selection of destinations, so have focused on offering more long haul routes on our Dreamliner from regional airports.”

Sunday, 14 June 2015

Travelling With Children



This post from Mumsnet may prove useful this summer....
A quick nosey at the travel talk boards shows that being stopped at passport control and asked to prove your children are your own is far from uncommon.
If your children have a different surname from you and you're travelling without their father (or vice versa) - or, indeed, you've sent them off for a week with Granny - there's every chance you may be asked to prove their identity. 


Why does this happen?
Child protection. The idea is to safe-guard against child abduction and smuggling. Controls are getting tighter, and checks more frequent.


What can I do?
Don't panic. Making enquiries before you travel and bringing extra documents might seem a faff, but will ensure smooth passage. Before you leave you should:
  • Check with your airline – they deal with this daily and will have their own specific requirements
  • Check with your embassy - what applies for British children does not apply for other nationalities, regardless of whether they are travelling into/from the UK
  • Check with the relevant embassy for the requirements of country/countries you'll be travelling to/through 
  • Ensure you have relevant documents: passports (yes, double check), birth certificates and marriage certificates. If you're travelling under your maiden name with children of a different surname, a marriage certificate alongside your passport will 'prove' who you are
  • Pack a consent letter (see below)
  • Should your parenting arrangement have special terms regarding international travel, then double check with a solicitor to ensure you have the relevant supporting documents
Consent letters: everything you need to know
  • Travel consent letters demonstrate that the child or children in question have permission to travel abroadfrom parents or guardians who aren't accompanying them. They're especially useful in situations in which the parents are divorced or separated, and one parent wishes to take the child on holiday. They can also be used by grandparents and other relatives
  • They're not a legal requirement in the UK, but can simplify travel for UK nationals, as they may be requested by immigration authorities when entering or leaving a foreign country or when re-entering the UK
  • The letter needs to be signed by whomever is NOT travelling
  • Getting the letter notarised is recommended, as it's more likely to be accepted as a legal document. You can do this at a local solicitor's for a small charge.
  • Remember, carrying a consent letter does not guarantee that children will be allowed to enter or leave a country; every country has its own entry and exit requirements. Double-check with the relevant embassies for specifics.
  • Download a template consent letter here


For Travel Insurance Quotes - Click HERE