Channel Islands, research and recent changes...

At Holsure, we try to encourage travellers to carry out some research when heading off on their holidays. Whether you are flying off on a cheap package tour to The Balearics or an expensive, all inclusive fortnight on some remote island paradise, it's worthwhile checking out the history of that area and perhaps visiting some of the local sights and sites....

Somewhere on that research list should be a verification of the local Health Services and how they tie in with your holiday. For example, many parts of Europe do dot have a Health Service like ours, some parts do not have one at all and you should be aware that in the event of an accident or illness you or your family could find yourselves in some financial difficulty. Naturally, in other parts of the World outside Europe this situation can become much more extreme and Insurance issues become even more of a priority.

Of course, we all hope that such events will never occur and that our holidays will  end leaving us a wonderful montage of memories, photographs and souvenirs; scars and fevers are not included on that list.

A classic case in point is The Channel Islands where, since 2009, reciprocal health arrangements with the UK were changed and Medical Expenses for UK residents are no longer free in The Channel Islands. Many Insurers therefore, now treat these Islands as part of Europe and this has increased the Insurance costs.

At Holsure, however, we still treat the policy cover as if you were travelling within the UK and premiums are therefore lower. Additionally, annual policies are available if you are a regular traveller and no pre-booked accommodation requirement exists, this allows you to stay with family or friends.

Our policies also cover missed departure for connecting flights in the UK (including informally arranged connecting flights so long as adequate time is allowed) – and as many of you know this is very important when travelling over the foggy channel. 

Cover is essential for Channel Islands or UK residents travelling between the 2 countries so please check out our website for all the details you may require HERE and remember, please travel safely.