Sunday, 28 February 2016

Travelling Well

 
 
 
 

From double-checking travel arrangements to going easy on the alcohol, these expert tips will guarantee you impress your boss on your business trip

It’s the moment we all dread. It’s worse than seeing the start-up you decided not to join being snapped up by Google – the dreaded trip abroad with the boss can bring up conflicting emotions. 
This could be the moment to shine and be recognised for the star in the making you truly are, or it could be the embarrassing trip when the Duty Free did the talking that you’d rather forget. 
Time for some top tips from those in the know... 

Check arrangements yourself 


This is the golden rule for all work travel. It doesn’t matter who booked the trip, if you’re on separate flights or arrive at a hotel that’s closed for renovation, it’s you who’s going to get both barrels of disapproval from the boss. 
Check the room booking closely – mistakes leading to having to share twin beds with the boss is a lot more common than you may think. You have been warned. 

Be in the know and be useful 


How long is the train ride to the airport? Is it quicker or cheaper than a cab, or is the meeting best reached by road? If you have all this info at your fingertips, it can only impress, so put in a little research ahead of the trip. 
Downloading a tourist app for the city you’re travelling to is another good idea. A roaming package, such as Vodafone Roaming, will ensure you can access saved information at the destination without your boss having to dig deep to fund the bill at the end of the month. 
A really good tip is to have a spare mains adapter and a smartphone battery with a multi-connector lead. Great for you but extra brownie points if your boss needs to avoid going into low power mode. 

Be a seasoned traveller 


A top tip we keep hearing from female business travellers is to leave the heels at home and go for comfortable flat shoes that will allow you to stride swiftly through departures without the clickety-clack of shoes more suited to an evening after-work drinks. 
Being a member of an airline reward scheme can be useful to get you into the business lounge but you may also want to consider schemes such as Priority Pass, which can get you and a guest access from £69 a year. 
Your boss may already belong to such a scheme but, if not, you can both catch up on emails in a comfy seat before flying and you’ll look like a savvy, seasoned traveller. 

Be professional and courteous 


It’s obvious advice but drinking too much is a really bad idea. Remember that people are always impressed by how someone can resolve any situation without a fuss (another good reason to keep the drinking down). 
So, if a hotel booking goes wrong or a restaurant reservation can’t be located, it’s best to be firm and polite rather than incandescent. If you were in your boss’s shoes, would you promote the person who made the hotel receptionist run for cover or the person who ensured a slip-up resulted in an apology and a better table or upgraded room the next day? 

Private time is fine 


Once the business issues of the day have been discussed and small talk given a good airing, no boss will mind you putting the headphones on or tucking your nose into a good book. 
Might be a good idea to make sure it’s not 50 Shades of Grey, though. And guys, air drumming is a really bad idea, even if you’ve got a heavy rock playlist on loop.

Tuesday, 16 February 2016

Travel insurance for heatlhy travelers.




Travel insurance is critical for those with "pre-existing medical conditions". But what if you don't have any? YES, you still should purchase private travel insurance to cover medical emergencies.

Your Provincial Health Insurance Plan helps so little in paying overseas medical bills. For instance, "OHIP will only reimburse up to a total of $50.00 CDN per day for this service regardless of the severity of the situation."(*1)  And how much will you have to pay from your pocket?   The following claim examples give you a hint of how much you'll be billed without travel insurance.

Case A - 62-year-old female. In Costa Rica, while zip-lining through the rain forest, she was stung by bees multiple times.  She stayed ER overnight and left with antibiotics.
Ambulance fees..............................................................$450.00
Hospital fees ............................................................... $4,300.50
Doctors’ fees ..................……..……………...……..………...............$350.72
Prescriptions .................................................................. $117.80
Provincial medical ............................................................ -$80.00
Total Cost paid by the insurer..........……................... $5,139.02 

Case B - 40-year-old Male. He was on a ski trip in Montana when developed a fever and chills. ER doctors diagnosed him with pneumonia. Prescribed antibiotics and followed up at a walk-in clinic. 
Hospital fees ............................................................... $35,456.00
Doctors’ fees ................................................................ $1,325.90
Radiology fees .................................................................. $985.00 
Prescriptions ..................................................................... $113.65
Walk-in clinic fees ............................................................... $152.00
Provincial medical .............................................................. - $410.00
Total Cost paid by the insurer...................................... $37,622.55 

Case C - 56-year-old Female. While visiting Wisconsin, she began experiencing pain with urination. Walk-in clinic doctor ordered bloodwork and a urinalysis. Antibiotics  for urinary tract infection prescribed.
Walk-in clinic fees ............................................................ $225.10
Doctors’ fees ...................................................................$687.00
Pathology fees .............................................................. $1,706.40 
Prescriptions ..................................................................... $75.23
Provincial medical ........................................................... - $150.00 
Total Cost paid by the insurer..………............................ $2,543.73



This is a great place to start.  Call us today and find out what you need to save you from unexpected medical bills.

Toll Free: 1-888-298-6526(Toronto, ON)  1-888-267-4461 (Vancouver, BC)
Email inquiry: info@biis.ca


(*1) Government of Ontario  
http://www.health.gov.on.ca/en/public/programs/ohip/outofcountry/travellers.aspx
(Case A-C) by the courtesy of our partner TuGo