Saturday, 27 July 2013

Scotland, First Impressions and Trout Fishing...


The Highlands, well worth a visit...especially if you're a fisherman

Even if you're not a fisherman, Scotland is a country for walking and for being outdoors. This is one fisherman's first impression of the country - see if you agree!

I had recently started my trout fishing life in Kent, with a friend who patiently taught me how to cast and had the inspired notion of ensuring that I caught a fish by teaching me in a place where it was easy to do so – a fish farm. My first Rainbow weighed in at around two pounds, fought like a locomotive and – because you paid for each fish you caught – cost me about eight quid!

But of course I was hooked too. There is something so simplistic, so condensed about turning up at a water with a rod, a small bag and a net. No bait, no seat, no rigs or weighty bombs to cast at the horizon – it seemed so pure, so refined and so light! It was apparent that it would be easy to become snobbish about the virtue of this inherent simplicity. And of course you could always leave the bag behind too because fly fishing is the only time in life that grown men could and should wear a waistcoat. I have seen some older gentlemen sporting “gilets” while boarding aircraft or strolling along the promenade at Brighton –sometimes it’s almost a uniform in the checkout at Heathrow - but it really shouldn’t be allowed. I blame the wives of these safari gilet wearing warriors for permitting them to leave the house in such attire – waistcoats are for, and only for, fly fishermen.

A great country to walk in too  


I eventually left the fish farm once my casting was sufficiently capable and approached the smaller, stocked fly fisheries that could be located in the Trout Fishing magazines. At these waters I learned the various ‘arts’ of fly fishing; drifting, intermediate lines and fast sinking monstrosities that hooked up on everything that littered the bottom of the lake; buzzers, nymphs, sparkly lures and the ubiquitous Montana. I also caught a few ‘novelty’ fish like the golden rainbow and the blue; some insipid looking brown trout which were anything but the expected “currants, raisins and cloves” described by Henry Williamson, being rather silvery fish with stubby tails looking poorly and limp, and I even caught tench on the fly in one Estate Lake in Kent.

I went on to fish a local reservoir; a vast water with depths of up to 70 or 80 feet but where the majority of the trout are caught near the surface for most of the year, only becoming unreachably elusive during the extreme heat or the severe cold. I loved the splashy rise, the gentle sip or the “roll over” as the flies were taken and, for a while became adept on the bank and in the boat – by adept I mean that I occasionally caught a few of these ‘wilder’ fish and my casting improved. I enjoyed the solitude of these larger waters, though of course, the fish were still stocked; on the borders of Kent and Sussex, wild trout are, rarely, found in one or two locations only, so if one wishes to catch a trout one must necessarily travel or put up with stockies.

I came to appreciate the art of tying my own flies, always preferring to use natural materials, or at least natural looking flies whenever possible. Much of my writing about trout fishing traduces the “lure” – that flashy imitation of nothing earthly - that angers a fish into snapping at your “fly”, rather than taking one that it has been fooled into believing was a nymph or midge lava or even a fry. Yet although I have used lures, especially on the ‘dog’ days, when fish are reticent, deep or sleepy, I’m not very adept at fishing them and feel less satisfaction catching with them – I am very definitely a nymph man at heart.

But in 1990 I ‘discovered’ Scotland. I arrived in Glencoe at 4 o’clock on a darkly glowering, crepuscular November afternoon and seemed to feel the enormous weight of the mountains around me, their very mass barely discernible in the heavy, wintry dusk, as the attenuated light leaked from the landscape.

Scotland hooked me too. I was captivated by its history, its forthright, sometimes dourly pragmatic inhabitants, its cheerful national optimism and its gloriously diverse and enchanting landscape. From that November accident (we started in Bath and just kept driving… ) began a consanguineous affiliation that adhered to my Celtic descent and forced a return, time and time again, sometimes two or three trips a year. It would take me chapters to attempt to explain why I was so entranced by a country that most people think too damp, dark or hard to reach, and in the end it’s such a nebulous concept – a love affair with a country – that it would be too difficult to define anyway.


Peaceful tranquility...


Naturally, the love of fishing and the love of Scotland would coalesce, but it took a year or two for them to do so – I had separated them in my mind as perhaps one would a mistress and a wife – never conceptualising the union of the two. But of course it did happen – I was asked by my partner at the time why I hadn’t taken fishing tackle with us on our Scottish trips and I could give no valid, believable explanation, mumbling something about ‘not fishing on holidays’ an obvious piece of fabrication as it hadn’t stopped me Marlin Fishing in Gran Canaria or Bass fishing in Cornwall. Thus the two loves – a country and a sport - were combined.

As far as Scottish fishing is concerned, there are so many famous places and rivers. The sea at Malaig and Oban, the lochs of Leven, Lomond, Ness and Ken, the rivers Tweed, Spey, Dee, Tay and Don and a myriad of smaller rivers, burns, lochs and lochans – even one lake. There are towns whose names are synonymous with the sport, Dunkeld, Beauly, Kelso and Thurso and the entire country is veined with meandering watercourses and potholed with glacial lochs of vastly differing sizes – it is a veritable dream country for a fisherman.


Beautiful country....


It was in a marginally famous river that I caught my first Scottish and truly wild, brown Trout – the Blackwater.

It’s namesake in Ireland – the Munster Blackwater - is probably more famous, starting in Kerry and flowing out through Youghal harbour in County Cork with some magical salmon and trout fishing beats in between. I have fished that river too, now. As we walked down towards the falls of Rogie from the car park towards the Scottish Blackwater near Contin, salmon were showing everywhere, splashing in pools as they fought their way up-river in the inevitable battle against contour and elements to spawn. I was persuaded by my girlfriend to fetch my gear from the car and have a go, so I did, to some extremely disgruntled looks from the Salmon Angler opposite. I tied a small red tag stick fly to a four pound point fishing as I would in a fish farm stew pond back home – not knowing any better - and cast it into the pool.

 It felt like a momentous occasion that first cast, almost ‘heavy’ yet I felt lightheaded; my hand tremulous, my breathing fast and light. I didn’t want to catch a salmon – Heaven knows I wasn’t ready for that yet – I just wanted to ‘fish’ and I wanted to hold a real, proper wild, brown trout in my hand and just look.

It was perhaps three or four casts later that I caught my first ever Scottish Brown Trout – a tiny, dark peaty fish of maybe six inches or so. I was like a small child on his first ever minnow fishing trip, amazed and filled with awe at the cascade of colours on these predominantly green fish, but with so many swirls, whorls and blotches. I counted several other colours and, surprisingly, not much actual brown. Only six inches, but that first trout from Scotland could not have been more welcome or more life changing for me. A few seconds after releasing the first fish, I caught another, slightly smaller trout and then another.

The first 6 inch Brownie

It was a wonderful moment in time; the very slight pull on the line - sometimes like a breath of gossamer, or as if a slight breeze had caught the material of the fly - would cause my hand to twitch the rod a fraction of a second later, yet often that fraction, that slight hesitation between sensation and brain impulse was eons too long in trout time, the fish had already realised its mistake and spat out the coarse imitation in disgust. Yet I had fooled it for an instant. I had duped the trout into thinking that my size 16 twinkle midge was a real insect, a genuine item of food. It didn’t matter that all the fish were small, what mattered was the moment, the whole short episode of time, the period in which everything around me tunnelled in on those few fish, that short, magic spell of catching ones first truly wild trout.

By this time the surly salmon angler had moved downstream and I was inexorably drawn back to the ‘real’ world by a loud splashing and sudden movement on the opposite bank. I watched entranced as he played and then lost a large tail-walking salmon. The fish was there one second and gone the next, the line sagging towards the water like a broken washing line as the water of the pool resumed its slow, washing-machine tumble. I would have been completely distraught, raving and stamping around, throwing my rod in the bushes and chewing through the nearest tree trunk, but he just stood looking blankly at the water, still for a moment, then seemed to give an inward shrug before retying his cast. No doubt his fate was different to mine; he has probably caught many salmon each season and one lost fish is just another episode in his ordinary, daily life.

I felt that it was time to retreat. The tranquillity of the pool had been transformed into an angry, brooding entity, the benignity had gone, the still quietude banished. The dark, rocky shelf surrounding the pool was now a forbidding presence, a malevolent gaoler rather than a welcoming gatekeeper.

Another wild Brown Trout

As I climbed the hill back to the car park it occurred to me that I had been blessed with some nice fish as a gift, if you like, from the river, and this feeling has been prevalent from time to time over the years. I have learned to react to the changing character of rivers, lochs and lakes, when I am astute enough to feel these imperceptible nuances of character shift and to accept the gifts when given with thanks. Sounds daft? Well ok, I can accept that in the here and now, but I will still watch for those mood changes and I will welcome them as gifts or warnings as appropriate.

Scotland had presented me with a gift and has pretty much kept on giving since. There have been many wonderful trips, an amazing amount of magic moments to write about and to commit to memory. I still go back to Scotland as often as I can – I just can’t keep away. 

Beautifully clean

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Sunday, 21 July 2013

Travel For The Over 65's





It's often the case that when you have worked hard all your life and finally have the time to travel, to see those places you've wanted to visit, to sit in the sun and relax and to have peace of mind while you do so, problems are placed in your way. It can become frustrating enough to make you want to stay at home and not be bothered to put up with the nonsense that can surround travel for the older generations.

It seems unfair, doesn't it? But at Holsure we have put in place a Travel Insurance Policy for the over 65's that may mean that you can Travel abroad even with existing medical conditions, sometimes without medical screening and by a large, reliable insurer.

This will also mean that if you do require the insurance policy while you are abroad, you can be covered for your medical expenses, repatriation, UK medical advice and a translation service to make sure it all run smoothly. 

For the frequent traveller, annual policies are available for the up to 80's and there will be no premium loading for coach, rail and road travel.

Don't give up your travel dreams, don't stay at home - just check out our website and see if we can help.


Saturday, 13 July 2013

Motorcycling Abroad






With the sun shining and set to do so for the rest of the month, many motorcyclists are making their way via the ferries and Eurotunnel to the Continent to Tour in greater numbers. Travel on any Ferry in this weather and helmets and leathers are far more noticeable as is the preponderance of such attired road warriors to stand at ferry terminals discussing and admiring the glittering machinery that lines up awaiting embarkation. The Biking Season is on with a vengeance. 

With the European Tour though comes a more serious look at Motorcycle and Holiday Insurance Policies. A question arises with regard to incidences and accidents abroad - are we covered? It is essential that you check your Motorcycle Insurance Policy to check that you are covered abroad - most policies will cover you for Europe but there may be exclusions and limitations. But what about your Travel Insurance?

Most Personal Travel Insurance policies cap cover for motorcycling abroad to motorcycles of 125cc or lower. This means that there is no cover for personal accident, injury or medical expenses if you have a crash on a more powerful bike. This could prove to be very expensive in the event of an accident and together with your European Health Insurance Card you should seek FULL Travel Insurance Cover cover.

Holsure has specialist policies for those more competent serious motor-bikers. If you are travelling to Europe this summer, we have a Road Rail policy which is very competitive and covers motorcycling as standard. 


At Holsure we have a policy which has no limit to the size of engine you can drive, enabling you to go on full scale motorcycle tours with your motorbike, anywhere in Europe for no additional cost. 


Holsure can also insure your motorcycle/ motorbike for European vehicle breakdown abroad. Holsure’s European Motoring Breakdown Assistance policy is supported by Green Flag in a European call centres. We provide on-the road assistance, offer a translation service and even repatriate your vehicle to the UK. Both single trip or annual trip policies are available and cover your motorbike for anyone in your travelling party to drive. 


Holsure Vehicle/ Motoring Breakdown Assistance also has cover for sidecars at no additional premium.

Please Check HERE for our policies.

For Motorcycling worldwide or for motor cyclists over the age of 65, we have other policies so please call 0845 0945 360.  




Saturday, 6 July 2013

Armed Forces Leave Cancellation Insurance




It can be difficult for some classes of the Armed Forces to arrange holidays for their families, and whilst most Insurance Companies respect the role of people in the Armed Forces, serving our country throughout the world and recognise that emergencies and sudden changes to plans can occur at any time, They fail to provide cover for these possibilities. 

It is important, therefore, to find a  travel insurance policy with leave cancellation cover included and  also to provide cover for members of the armed services when they are based abroad. 


If you want to make sure you're not out of pocket if your leave is cancelled, then Holsure include leave cancellation and curtailment cover as standard in all of our policies for all pre-booked leave. Officers and their family based abroad can also purchase our travel insurance to travel abroad, even though they are not officially resident in the UK. This means that when you book your Holidays, book your Travel Insurance with us at the same time and give yourself peace of mind.

Holsure travel insurance policies also cover leave cancellation for the family and travelling companions of the member of the armed forces.



For more information please check our web site HERE: